2024 Four Major Insurance Calculator 사대보험 계산기
a table of actual receipts
(Workers, part-time jobs, etc.)
3 million won per month example
2024 Four Major Insurance Calculator
You can search on Naver with a four-way insurance calculator, a real income calculator, and a wage calculator
I recommend it because it’s the fastest and most convenient way to calculate according to your situation
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How to use
① Choose between salary and salary
② Enter the total amount of your salary or salary
③ Enter non-taxable amount
: It usually includes meals and can be up to 200,000 won per month
④ Enter the number of dependents
: Enter the number of people including you
⑤ Enter the number of children under the age of 20
: If you have children under the age of 20, enter the number of children separately
❗ For accurate calculation, you must enter all the items above
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Type/Rate of social insurance
Health insurance / 3.545% (long-term care is 12.95% of health insurance premiums)
It is a social security system that prevents excessive burden on households due to high medical expenses caused by illness or injury, and allows people to pay insurance premiums normally, and the National Health Insurance Service, the insurer, to manage or operate them, and to share risks among people and receive necessary medical services by providing insurance benefits if necessary
The National Health Insurance classifies the coverage into a workplace subscriber and a local subscriber
In the case of workplace subscribers, it consists of workers and employers in the workplace, public officials, faculty members, and their dependents, and local subscribers are eligible for those excluding workplace subscribers
👉🏻 Long-term care insurance premiums increased 0.14% year-on-year
the national pension / 4.5%
It is a public pension system directly operated by the government and refers to a pension system that allows individual citizens to maintain their basic livelihood by paying pensions to themselves or their bereaved families if they are old, die from sudden accidents or diseases, or if they are disabled based on the premiums paid when they engage in income activities
It is legally mandatory to join, and it is for citizens aged 18 to 60 years old in Korea, excluding public officials, soldiers, and private school faculty members
Employment insurance / 0.9%
If a worker is unemployed, it is one of the social insurances aimed at providing employment stability projects and vocational competency development projects to promote reemployment and prevent unemployment through active employment arrangements
Industrial Accident / Company Disposal
It is compulsory insurance that the state is responsible for compensating for the lives of injured workers and their families
All workplaces that use workers are covered
👉🏻 Industrial accident rates vary by industry and the company handles them, so you don’t have to pay attention
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2024 Payroll Receipt Table
If you calculate your salary, you’ll be most curious about the actual income after tax
You don’t have to calculate it with a four-way insurance calculator, but you can roughly look at the 2024 salary income table
If you want to inquire in more detail, such as adding dependents, you can use Naver’s four major insurance calculator. 😙
1
2
We collect about 9.4% of our salary based on our workers
On top of that, the amount that comes out after deducting earned income tax and local income tax is the actual amount of after-tax benefits ✨
3, 4
You can easily check it with Naver’s four major insurance calculator, and you can roughly infer it from the table of actual income in 2024
I think you can find out how you want to do it