Today, we learned about green grape installment savings with simple preferential conditions from Shinhan Savings Bank.
Personally, I would recommend that young people in their 20s or college students start investing with savings. This is because you can have fun saving money and save seed money for investment.
It would be helpful for young college students who want to increase their assets through installment savings, but do not have time to find out.
Shinhan Savings Bank
Green grape installment savings
If you are a 19-39-year-old individual, you can choose to sign up for a monthly installment savings of 6 to 12 months. The maximum monthly payment is 300,000 won, and you can put in a minimum of 10,000 won. Interest is paid in a lump sum due.
You can sign up for comprehensive non-taxable savings within the integrated limit of all financial institutions, and you can only sign up through the Internet and mobile apps.
interest rate
The basic interest rate is 5% for both 6 months and 12 months, and you can receive an additional 1.0% if you meet the preferential conditions.
Since preferential conditions are not very difficult, it seems that you can easily receive interest at a 6% interest rate.
preferential interest rate
Collecting personal information. Consent to use 0.1%
0.3% when transferring from the company’s deposit and withdrawal account with more than 1/2 of the total number of monthly payments during the contract period
0.6% if a bankbook is not issued until maturity after subscription
Interest
✅ If you pay 100,000 won every month for 12 months
Total principal amount: KRW 1,200,000
Pre-tax interest: KRW 39,000
Amount of receipt after tax: KRW 1,232,994
✅ If you pay 300,000 won per month for 12 months
Total principal amount: KRW 3,600,000
Pre-tax interest: KRW 117,000
Amount of receipt after tax: KRW 3,698,982
Shinhan Savings Bank’s Green Grape Savings
Should I feel free to sign up? ✍🏻✔ ️
Today, I told you about Shinhan Green Grape Savings, which allows college students, people in their 20s, and young people to save a lot of money.
In their mid-to-late 20s, they will begin their full-fledged economic life, and it is important to make a habit of saving money in consideration of student funds, future marriage funds, and housing funds.
Shinhan Green Grape Savings, which I introduced today, can provide a large amount of money from 6 months to 1 year without any difficult conditions, so it would be good for young people who are just starting to install savings to use it.